Das heutige Thema von dem Unternehmer Herrn Uwe Erich Bennekemper Knopp dreht sich um:
„<wie Finde ich den richtigen Finanzdienstleister?“.
Durch seine Tätigkeit als Investmentberater und Consultant sind Herrn Erich Bennekemper , im Laufe seines Lebens, einer grossen Fülle von Unternehmensberatungen, öffentlichen Institutionen und Medien und Experten für Finanzdienstleistungen begegnet.
Zuerst sollte sichergestellt werden, dass die Finanzdienstleister, ebenfalls auf eine mögliche individuelle Rechtsberatung und Vertretung hinweisen.
Finanzdienstleistungen werden von vielen Akteuren angeboten und der Sektor ist als sehr kompetitiv zu beschreiben. Allerdings besitzen selbst die aktuell auf diesem Gebiet führenden Dienstleister überwiegend eine sehr einseitige auf die Anbieterseite konzentrierte Struktur.
Hintergrund ist, dass sich, so Herr Bennekemper Knopp, auf Seiten der Anbieter sehr hohe Forderungen bei entsprechender Qualifikation durchsetzen lassen.
Alle Formen der Finanzdienstleistungen, vor allem Kredit- Anlage- und Versicherungsgeschäfte gewinnen aktuell zunehmend an Bedeutung. Das ergibt sich nicht zuletzt vor dem Hintergrund einer zunehmenden „Privatisierung des Sozialstaates“ mit mehr Verantwortung des Bürgers zum Beispiel für die private Altersvorsorge, die durch kreditfinanzierten Erwerb von Hauseigentum oder auch durch die Geldanlage in unterschiedlichste Anlage- und Versicherungsprodukte bewerkstelligt werden muss. Auch Selbständige sowie kleinere und mittlere Unternehmen sehen sich gerade in Zeiten restriktiver Kreditvergabe mit Problemen in der Finanzierung des Unternehmens konfrontiert, führt der Unternehmer Uwe Erich Bennekemper Knopp aus..
Nicht zuletzt die Finanzkrise 2008 hat zu einem neuen Bewusstsein geführt, dass die Beratung rein von Anbieterseite nicht unbedingt im Interesse des Kunden erfolgt. Sowohl private als auch gewerbliche Kunden sind jetzt bereit, für gute und kundenorientierte Beratung zu zahlen.
Insgesamt ergibt sich hieraus für den Sektor der Finanzdienstleistungen sowohl für den Verbraucher als auch für Klein- und Mittelständische Unternehmen ein erhöhter Beratungs- und Rechtshilfebedarf.
Dieser Bedarf ist vielfach nur durch eine spezialisierte Rechtsberatung adäquat zu decken. Fragen der Kapitalanlage und der Kreditfinanzierung, aber auch des Bankrechts allgemein, sind stark von betriebswirtschaftlichen und finanzmathematischen Problemen überlagert, die mit allein juristischen Mitteln nur schwer zu bewältigen sind. Dass hier ein Bedarf an spezialisierten Fachkräften besteht, ist sehr deutlich geworden.
Für einen dezidiert kundenberatenden Finanzdienstleister ist vor dem Hintergrund des wachsenden Beratungsbedarfes und akuter oder drohender Schadensfälle in Folge der Finanzkrise noch viel ungedeckte Nachfrage in diesem Marktsegment. In diesem Marktsekment gibt es wenig Wettbewerber, die über eine Kombination aus rechtlicher und wirtschaftlicher Expertise im Bereich Finanzdienstleistungen verfügen weder reine Finanzberater (z.B. Honorarberatung) noch Juristen.
Ein Finanzdienstleister muss durch eine spezielle Beratung erfolgreich zu kommunizieren wissen und eine spezialisierte Dienstleistungsangebot offerieren, das durch einen geeigneten Internetauftritt, Schulungen und Vorträge und Fachjournalismus vermittelt wird.
English Version:
Through his career as an investment consultant and consultant, Mr. Erich Bennekemper has encountered, over the course of his life, a wide range of management consultancies, public institutions and media and financial services experts.
First, it should be ensured that the financial service providers also point out possible individual legal advice and representation.
Financial services are offered by many players and the sector is very competitive. However, even the leading service providers in this field predominantly have a very one-sided structure focused on the supplier side.
The background is that, according to Mr. Bennekemper Knopp, very high demands can be enforced on the part of the providers with appropriate qualifications.
All forms of financial services, especially credit investment and insurance, are currently gaining in importance. This arises not least against the background of an increasing "privatization of the welfare state" with more responsibility of the citizen, for example, for the private pension, which must be accomplished by credit-financed acquisition of home ownership or by investing in various investment and insurance products. The self-employed as well as small and medium-sized enterprises are confronted with problems in financing the company, especially in times of restrictive lending, explains entrepreneur Uwe Erich Bennekemper Knopp.
Last but not least, the financial crisis of 2008 has led to a new awareness that the advice purely from the provider side is not necessarily in the interest of the customer. Both private and commercial customers are now ready to pay for good and customer-focused advice.
Overall, this results in an increased need for advice and legal assistance for the financial services sector for both consumers and small and medium-sized enterprises.
In many cases, this need can only be adequately covered by specialized legal advice. Issues of capital investment and loan financing, but also of banking law in general, are heavily overlaid by business and financial mathematical problems, which are difficult to manage with purely legal means. The fact that there is a need for specialized specialists has become very clear.
Against the background of growing demand for advice and acute or threatened losses due to the financial crisis, there is still a lot of unmet demand in this market segment for a dedicated client financial services provider. In this market segment, there are few competitors who have a combination of legal and economic expertise in financial services, neither pure financial advisers (e.g., fee counseling) nor lawyers.
A financial service provider must be able to communicate successfully through a special consultation and offer a specialized range of services, which is conveyed through a suitable internet presence, training and lectures and specialist journalism.
English Version:
Today's topic of the entrepreneur Mr. Uwe Erich Bennekemper Knopp turns around,
"<how do I find the right financial service provider?".
Through his career as an investment consultant and consultant, Mr. Erich Bennekemper has encountered, over the course of his life, a wide range of management consultancies, public institutions and media and financial services experts.
First, it should be ensured that the financial service providers also point out possible individual legal advice and representation.
Financial services are offered by many players and the sector is very competitive. However, even the leading service providers in this field predominantly have a very one-sided structure focused on the supplier side.
The background is that, according to Mr. Bennekemper Knopp, very high demands can be enforced on the part of the providers with appropriate qualifications.
All forms of financial services, especially credit investment and insurance, are currently gaining in importance. This arises not least against the background of an increasing "privatization of the welfare state" with more responsibility of the citizen, for example, for the private pension, which must be accomplished by credit-financed acquisition of home ownership or by investing in various investment and insurance products. The self-employed as well as small and medium-sized enterprises are confronted with problems in financing the company, especially in times of restrictive lending, explains entrepreneur Uwe Erich Bennekemper Knopp.
Last but not least, the financial crisis of 2008 has led to a new awareness that the advice purely from the provider side is not necessarily in the interest of the customer. Both private and commercial customers are now ready to pay for good and customer-focused advice.
Overall, this results in an increased need for advice and legal assistance for the financial services sector for both consumers and small and medium-sized enterprises.
In many cases, this need can only be adequately covered by specialized legal advice. Issues of capital investment and loan financing, but also of banking law in general, are heavily overlaid by business and financial mathematical problems, which are difficult to manage with purely legal means. The fact that there is a need for specialized specialists has become very clear.
Against the background of growing demand for advice and acute or threatened losses due to the financial crisis, there is still a lot of unmet demand in this market segment for a dedicated client financial services provider. In this market segment, there are few competitors who have a combination of legal and economic expertise in financial services, neither pure financial advisers (e.g., fee counseling) nor lawyers.
A financial service provider must be able to communicate successfully through a special consultation and offer a specialized range of services, which is conveyed through a suitable internet presence, training and lectures and specialist journalism.
